Rosha Shakya

Rosha Shakya - Local Mortgage Expert | NMLS#2024714

Hello, I'm excited to introduce myself as a Local Mortgage Expert with Blackhawk Mortgage Company. With years of experience in the mortgage industry, I'm passionate about helping my clients navigate the often complex world of loans and refinancing. My goal is to empower homeowners and aspiring homeowners by providing comprehensive solutions tailored to their unique financial needs. Whether you're a first-time homebuyer or looking to refinance, I take pride in being a trusted resource throughout the process.

San Francisco is a vibrant city with a unique housing market that presents both opportunities and challenges for homebuyers. As a Local Mortgage Expert, I understand the nuances of obtaining financing in such a competitive environment. My deep knowledge of FHA Loans, VA Loans, and Jumbo Loans allows me to assist clients in finding the best loan programs available. I'm dedicated to helping you secure the financing you need to invest in your dream home or property in this iconic city. I love being part of the San Francisco community and am committed to providing personalized service that reflects the citys distinctive spirit.

Fremont is another fantastic city that I have the pleasure of serving. Known for its diverse neighborhoods and family-friendly atmosphere, Fremont has become a popular destination for many looking to settle down in the Bay Area. As a Local Mortgage Expert, I offer guidance on various financing options, including Conventional Loans and Down Payment Assistance programs, tailored for the specific needs of Fremont residents. I believe that every homeowner deserves a chance to thrive, and I'm here to ensure that you find the right path to homeownership. Whether you are purchasing your first home or looking to refinance, I am dedicated to helping you make informed decisions that fit your lifestyle and financial goals.

Berkeley is not only known for its prestigious university but also for its rich culture and sense of community. As a Local Mortgage Expert, I appreciate the distinct characteristics that make Berkeley a wonderful place to live. With an array of loan products available, including Investor Loans and Bank Statement Loans, I can help you find tailored solutions that align with your financial objectives. I understand the importance of community and connection, and I strive to foster lasting relationships with my clients in Berkeley. My commitment to providing exceptional service ensures that you feel supported every step of the way in achieving your homeownership dreams.

In addition to traditional loans, I take pride in offering innovative products like Non-QM Loans and DSCR loans, which cater to a diverse range of clients, including self-employed individuals and investors. My approach is to listen carefully to your needs and provide custom solutions that fit your financial situation. Being a Local Mortgage Expert means staying updated on market trends and regulations, and I'm committed to sharing that knowledge with you so you can make the best decisions for your future.

At Blackhawk Mortgage Company, we also recognize that refinancing can be a viable option for many homeowners. Whether you're considering an FHA Streamline or a VA Cash Out refinance, I'm here to guide you through the available programs and help you understand their benefits. I believe that refinancing should be a straightforward and positive experience, and my goal is to simplify the process for you while providing expertise and support. I'll work diligently to find options that reduce your monthly payment or access your home's equity in a way that best suits your financial goals.

Thank you for considering me as your mortgage resource. I'm excited to assist you in exploring the many loan and refinance options available at Blackhawk Mortgage Company. My commitment as a Local Mortgage Expert is to provide exceptional service and to help you achieve your homeownership dreams in San Francisco, Fremont, Berkeley, and beyond. Let's embark on this journey together!